Small Business Health Options Program (SHOP)
Covered California’s™ Small Business Health Options Program (SHOP) is a new, online health insurance marketplace developed for small businesses with one to 50 eligible* employees. There is no penalty for not enrolling in Covered California’s SHOP, and there is no additional fee for using a Covered California Certified Insurance Agent. Covered California gives you the opportunity to offer your employees a full range of quality health insurance options from private insurance companies, all while making the process much easier than doing it on your own. Although it is not required by law, many small businesses choose to offer coverage to their employees to benefit their business.
*An eligible employee works an average of 30 hours per week based on a month of work. You may decide to offer coverage to part-time employees who work between 20 and 29 hours per week. Ask a Covered California Certified Insurance Agent for a complete list of eligibility guidelines.
Small-business owners know that the ability to offer employees quality health insurance is a competitive advantage in the labor market.
How SHOP can benefit your business:
- Employee loyalty, helps you recruit and retain the best talent.
- Increase Productivity and reduce employee absenteeism
- Financial Control: You select the level of coverage you’d like to offer your employees
- Tax advantages.
- Simple billing.
How SHOP will benefit your employees:
- Employee choice.
- Agent support in making plan decisions.
- Multilingual Service Center representatives.
Covered California Certified Insurance Agents are available to help.